A budgeting app for college students on a small income

On a student income the goal isn't a perfect budget, it's knowing the one number you can safely set aside each week, and Budjet gives you that in under a minute.

Part-time pay, financial aid refunds and shared rent make normal budgets useless. A few quick questions are enough to start.

Find my savings

Be honest about the alternatives

If you're happy to learn a full budgeting method, YNAB offers verified college students a free year, and that's a great deal. Goodbudget has a free tier if you like envelopes. Budjet is for the student who knows they won't keep up with either and just wants a weekly number.

Where student money usually goes

Food is the big one. Delivery fees, coffee between classes and late-night orders add up faster than rent increases do. Budjet flags your three biggest leaks and gives each one a concrete fix, like cooking two more nights a week.

When your income changes every month

Use an average of your last three months for the first number. When a bigger check or a refund lands, update your numbers in Settings and your plan rebuilds itself.

Questions

Not at the moment. The calculator is free, and the lowest plan is $5.99 a month.

Count what you actually live on each month. If a refund has to last a whole semester, divide it by the months it has to cover.

Each person needs their own account. Enter only your own share of the rent and bills.

See your own number in under a minute

A few questions. Free. No bank login.

Checked November 2026. Other apps change their prices, so confirm on their sites. Sources: YNAB, Best budgeting apps for students, The College Investor.

Budjet gives budgeting guidance, not investment, tax or credit advice.