Budjet vs Empower
Empower is the better choice for tracking investments and net worth for free; Budjet is the better choice if your real question is how much you can save this week.
They do different jobs. Plenty of reviewers praise Empower's net worth tools and call its budgeting basic.
Find my savingsSide by side
| Budjet | Empower Personal Dashboard | |
|---|---|---|
| Main job | Find what you can save, weekly target | Net worth and investment tracking |
| Price | $5.99 to $14.99 a month | Free dashboard; wealth management is a separate paid service |
| Budgeting depth | Built around it | Reviewers call it basic |
| Investment tracking | None | Strong |
| Bank connection | No: you upload statements | Yes: links your accounts |
| Sales outreach | None | Reviewers report calls about wealth management |
Choose Empower if
- You have investments or retirement accounts to watch.
- You want a free overview of everything you own.
Choose Budjet if
- You don't have much invested yet and want to start saving.
- You want to know where your paycheck goes.
- You don't want to link your accounts.
Can you use both?
Yes. Empower shows what you have, and Budjet helps with what you keep each week. Budjet doesn't give investment advice, so Empower covers something Budjet never will.
Questions
The dashboard is free. Empower's paid product is a separate wealth management service, and reviewers mention sales calls about it.
No. This page compares the Empower Personal Dashboard, formerly Personal Capital. A separate company also runs a cash advance app called Empower.
Budjet costs Saver $5.99, Autopilot $9.99 or Max $14.99 a month. The calculator is free.
See your own number in under a minute
A few questions. Free. No bank login.
Checked November 2026. Other apps change their prices, so confirm on their sites. Sources: Empower, The Penny Hoarder on Empower, The College Investor, YNAB vs Empower.
Budjet gives budgeting guidance, not investment, tax or credit advice.